For transfer of certificates- the investor should apply in the prescribed form[NC32]. The application may be given in either of the offices.
For senior citizen accounts, separate forms are to be used. For SB account introduction is compulsory. When there is no transaction in an SB account continuously for 3 financial years, the account will be treated as silent account. For revival, one application from the customer is required.
Remaining offices, HO will revive the accounts. If the balance in the silent account is less than minimum, then INR. The monthly deposits should be credited on any day of the month. The defaulted months can be credited subsequently for INR. The application shall be accompanied by a statement showing particulars of certificates and furnish an indemnity bond in the prescribed form with one or more sureties or with a bank guarantee is required.
Application in the prescribed form or manuscript application may be given by affixing prescribed fee in the form of postage stamp.
New duplicated Passbook will be issued by sub post offices only. Cheque books are issued in respect of Cheque accounts.
In a Cheque account, minimum balance should be INR. Are there any charges for the use of ATM Card? Charges in respect of different types of ATM transactions are given below. Investment under this scheme qualifies for the benefit of Section 80C of the Income Tax Act, from 1.
At the time of transfer of Certificates from one person to another, old certificates will not be discharged. Name of old holder shall be rounded and name of new holder shall be written on the old certificate and on the purchase application in case of non CBS Post offices under dated signatures of the authorized Postmaster along with his designation stamp and date stamp of Post office.
Interest rates of National Small Savings Schemes before Name of Scheme: SB. Name of Scheme: RD. Name of Scheme: TD. Name of Scheme: MIS. Name of Scheme: PPF. Name of Scheme: SSA. Name of Scheme: NSS Name of Scheme: KVP. JavaScript is a standard programming language that is included to provide interactive features, Kindly enable Javascript in your browser.
Please give your feedback on webinformationmanager indiapost. Retail Corporate. Registered User. Name : Change Password My Profile. Page Content. Minimum Amount for opening of account and maximum balance that can be retained From No maximum limit.
Salient features a Who can open :- i a single adult ii Joint Account up to 3 adults Joint A or Joint B iii a guardian on behalf of minor iv a guardian on behalf of person of unsound mind iv a minor above 10 years in his own name.
Note:- Any number of accounts can be opened. Note:- Loan can be taken by submitting loan application form with passbook at concerned Post Office f Premature Closure :- i RD Account can be closed prematurely after 3 years from the date of account opening by submitting prescribed application form at concerned Post Office.
Interest rate applicable during extension will be the interest rate at which account was originally opened. For completed years, RD interest rate will be applicable and for period less than a year, PO Savings Account interest rate will be applicable. Minimum Amount for opening of account and maximum balance that can be retained Interest payable annually but calculated quarterly. Note:- Any number of account can be opened. No maximum limit for investment. Housing finance company.
Interest will be paid up to the preceding month, in which refund is made. There shall be only one deposit in the account in multiple of INR. Discontinued account cannot be extended. Minimum Amount for opening of account and maximum balance that can be retained Rate of interest 7. Salient features a Who can open i a single adult ii Joint Account up to 3 adults iii a guardian on behalf of minor or on behalf of person of unsound mind iv a minor above 10 years in his own name.
It also facilitates services such as sending money, scanning QR code and making payment for services and merchants digitally. It will also provide interoperable banking services to the customers with any bank in the country. Get the latest investment tips at Times Now and also for more news on money saving tips , follow us on Google news. Follow us on :. ET Now Digital. In any RD account, in case of defaults, you will need to first pay the defaulted monthly deposit along with the penalty fee.
Then, you can pay the current month deposit. Interest rate on the day of account opening will remain the same throughout the tenure of RD. It will not change even if there are changes to the interest rate thereafter.
From Apr, the interest rate of this scheme has been announced on a quarterly basis. Note that it used to be on a yearly basis earlier.
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